Ruminarian IV – You asked for it.

CAVEAT: I am not a Geologist, Seismologist, Ornithologist, Hematologist, Banker (I have a soul), Congressman (I knew my parents), Auto Mechanic (well, professionally I’m not) or formally trained in any of this. I am an amateur, just like you. In other words, take it with a grain of salt, I can be wrong. This sort…